Financial Disclosures
AAFHQ exists to make money clear — so here are the plain-English facts about what AAFHQ is and isn't.
1. A Directory, Not an Advisor
AAFHQ is not a bank, lender, insurer, broker, investment advisor, or credit counselor. Nothing on the platform is personalized financial, legal, tax, or investment advice.
2. Educational Content
Clarity Hub guides, calculators, and tools are general educational information. Your situation is unique — consult a licensed professional before making financial decisions.
3. How We Make Money
Companies pay for listing placements, visibility upgrades, and subscriptions. Verification is not for sale: every company passes the same legitimacy scan, and paid placement never affects verification status, trust scores, or consumer reviews. No paid rankings in consumer-facing directory order.
4. Rates & Terms
Rates, terms, and product details shown on AAFHQ come from the companies themselves and change often. Always confirm current terms directly with the provider before committing.
5. Consumer Reviews
Reviews come from verified consumer accounts and reflect individual experiences — they are not guarantees of your outcome.