§ 30 — Transparency Reports

Why Every Seal Was Earned

Public transparency and trust scores for our financial partners — the receipts behind the badge. See exactly how each company scored on trust, transparency, clarity, and care, and what our reviewers found when they opened the books.

TRANSPARENCY REPORTSep 18, 2026

DriveRight BHPH

TRUST80
TRANSPARENCY77
CLARITY82
CARE75

FINDINGSLicense AF-51209. Verification level 4/8. Trust composite 80/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 18, 2026

VaultPay

TRUST80
TRANSPARENCY77
CLARITY82
CARE74

FINDINGSLicense FT-43910. Verification level 4/8. Trust composite 80/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 18, 2026

MainStreet Commercial Capital

TRUST82
TRANSPARENCY82
CLARITY82
CARE81

FINDINGSLicense BF-58610. Verification level 4/8. Trust composite 82/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 18, 2026

Redline Rides Insurance

TRUST80
TRANSPARENCY77
CLARITY82
CARE80

FINDINGSLicense INS-54812. Verification level 4/8. Trust composite 80/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 18, 2026

PayStreet Bharat

TRUST84
TRANSPARENCY82
CLARITY86
CARE83

FINDINGSLicense RBI-PPI-05-22119. Verification level 3/8. Trust composite 84/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 18, 2026

BudgetBolt

TRUST83
TRANSPARENCY81
CLARITY85
CARE81

FINDINGSLicense FT-37812. Verification level 4/8. Trust composite 83/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 18, 2026

Island Ridge Lending

TRUST90
TRANSPARENCY91
CLARITY88
CARE87

FINDINGSLicense SEC-LC-2018-00412. Verification level 4/8. Trust composite 90/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 18, 2026

RapidBridge MCA

TRUST80
TRANSPARENCY81
CLARITY79
CARE75

FINDINGSLicense BF-45819. Verification level 4/8. Trust composite 80/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

AlphaAI Finance

TRUST84
TRANSPARENCY82
CLARITY86
CARE79

FINDINGSLicense FT-55201. Verification level 4/8. Trust composite 84/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

Bridgepoint Loan Group

TRUST87
TRANSPARENCY87
CLARITY87
CARE80

FINDINGSLicense LIC-31877. Verification level 4/8. Trust composite 87/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

Ubuntu Mutual Cover

TRUST88
TRANSPARENCY89
CLARITY86
CARE92

FINDINGSLicense FSCA-24476. Verification level 3/8. Trust composite 88/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

Saguaro Bank

TRUST90
TRANSPARENCY88
CLARITY92
CARE87

FINDINGSLicense NMLS-438910. Verification level 3/8. Trust composite 90/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

Rio Bravo Credit Union

TRUST89
TRANSPARENCY85
CLARITY93
CARE93

FINDINGSLicense NCUA-687440. Verification level 3/8. Trust composite 89/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

SwiftRefi Auto

TRUST87
TRANSPARENCY86
CLARITY87
CARE83

FINDINGSLicense AF-44893. Verification level 4/8. Trust composite 87/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

Gulfstream Bank

TRUST92
TRANSPARENCY90
CLARITY93
CARE90

FINDINGSLicense NMLS-422901. Verification level 3/8. Trust composite 92/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

Hearth & Home Insurance

TRUST86
TRANSPARENCY86
CLARITY85
CARE79

FINDINGSLicense INS-38115. Verification level 4/8. Trust composite 86/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

CreditRise Builders

TRUST87
TRANSPARENCY86
CLARITY87
CARE83

FINDINGSLicense LIC-60912. Verification level 4/8. Trust composite 87/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

Southern Cross Money

TRUST90
TRANSPARENCY88
CLARITY92
CARE86

FINDINGSLicense AFSL-511660. Verification level 4/8. Trust composite 90/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

Summit Business Capital

TRUST86
TRANSPARENCY86
CLARITY85
CARE83

FINDINGSLicense BF-30124. Verification level 4/8. Trust composite 86/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

RateCut Auto Refi

TRUST83
TRANSPARENCY81
CLARITY85
CARE80

FINDINGSLicense AF-67301. Verification level 4/8. Trust composite 83/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

RefiWorks Financial

TRUST87
TRANSPARENCY87
CLARITY87
CARE83

FINDINGSLicense LIC-55108. Verification level 4/8. Trust composite 87/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

SonaJewel Home Finance

TRUST88
TRANSPARENCY88
CLARITY87
CARE88

FINDINGSLicense RBI-NBFC-N-14-03117. Verification level 4/8. Trust composite 88/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

MoneyU Academy

TRUST83
TRANSPARENCY82
CLARITY83
CARE78

FINDINGSLicense LIC-68155. Verification level 4/8. Trust composite 83/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

Civic Digital Banking

TRUST85
TRANSPARENCY86
CLARITY83
CARE79

FINDINGSLicense FT-91032. Verification level 4/8. Trust composite 85/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

Crown & Ledger

TRUST88
TRANSPARENCY85
CLARITY90
CARE83

FINDINGSLicense FCA-FRN-715022. Verification level 3/8. Trust composite 88/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

Cornerstone Commercial Coverage

TRUST87
TRANSPARENCY86
CLARITY88
CARE81

FINDINGSLicense INS-61240. Verification level 4/8. Trust composite 87/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

Harbor Auto Finance

TRUST85
TRANSPARENCY83
CLARITY87
CARE81

FINDINGSLicense AF-30821. Verification level 4/8. Trust composite 85/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 17, 2026

Greenline Fintech

TRUST84
TRANSPARENCY82
CLARITY85
CARE83

FINDINGSLicense FT-20117. Verification level 4/8. Trust composite 84/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

First Harvest Credit Union

TRUST86
TRANSPARENCY87
CLARITY85
CARE71

FINDINGSLicense NCUA-671204. Verification level 3/8. Trust composite 86/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSUpload more verification documents (license, registration, compliance) | Expand your public description to 120+ characters for consumer clarity | Invite verified customers to leave reviews

COMPLIANCE NOTESLicense NCUA-671204 on record; 0/6 checks verified.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

True North Mutual Insurance

TRUST94
TRANSPARENCY92
CLARITY96
CARE96

FINDINGSLicense OSFI-INS-2244. Verification level 4/8. Trust composite 94/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

Lifeline Mutual

TRUST91
TRANSPARENCY90
CLARITY91
CARE84

FINDINGSLicense INS-50112. Verification level 4/8. Trust composite 91/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

Clarity Credit Counseling

TRUST90
TRANSPARENCY89
CLARITY91
CARE86

FINDINGSLicense LIC-11944. Verification level 4/8. Trust composite 90/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

Old North Credit Union

TRUST91
TRANSPARENCY90
CLARITY91
CARE91

FINDINGSLicense NCUA-670188. Verification level 3/8. Trust composite 91/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

Homestead Direct Lenders

TRUST91
TRANSPARENCY89
CLARITY92
CARE87

FINDINGSLicense LIC-22940. Verification level 4/8. Trust composite 91/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

Great Lakes Credit Union

TRUST92
TRANSPARENCY91
CLARITY92
CARE92

FINDINGSLicense NCUA-682110. Verification level 3/8. Trust composite 92/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

Keystone SBA Lending

TRUST89
TRANSPARENCY89
CLARITY89
CARE86

FINDINGSLicense BF-11742. Verification level 4/8. Trust composite 89/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

Continental National Bank

TRUST95
TRANSPARENCY94
CLARITY95
CARE96

FINDINGSLicense NMLS-401188. Verification level 4/8. Trust composite 95/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

Meridian Life Assurance

TRUST96
TRANSPARENCY95
CLARITY96
CARE90

FINDINGSLicense INS-CT-90014. Verification level 4/8. Trust composite 96/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

Evergreen Members Credit Union

TRUST90
TRANSPARENCY91
CLARITY89
CARE90

FINDINGSLicense NCUA-691022. Verification level 3/8. Trust composite 90/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

Atlas Insurance Brokers

TRUST88
TRANSPARENCY87
CLARITY88
CARE86

FINDINGSLicense INS-20731. Verification level 4/8. Trust composite 88/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

Harborlight Home Insurance

TRUST92
TRANSPARENCY93
CLARITY91
CARE91

FINDINGSLicense INS-NC-80331. Verification level 3/8. Trust composite 92/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

Summit Ridge Bank

TRUST92
TRANSPARENCY91
CLARITY92
CARE90

FINDINGSLicense NMLS-410233. Verification level 3/8. Trust composite 92/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

Prairie Home Bank

TRUST91
TRANSPARENCY92
CLARITY89
CARE96

FINDINGSLicense NMLS-430177. Verification level 3/8. Trust composite 91/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

Northstar Lending Co.

TRUST89
TRANSPARENCY88
CLARITY89
CARE86

FINDINGSLicense LIC-48213. Verification level 4/8. Trust composite 89/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

Meridian Mortgage Partners

TRUST88
TRANSPARENCY87
CLARITY88
CARE86

FINDINGSLicense LIC-10294. Verification level 4/8. Trust composite 88/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

FairScore Advocates

TRUST89
TRANSPARENCY87
CLARITY90
CARE83

FINDINGSLicense LIC-40217. Verification level 4/8. Trust composite 89/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

Sunbelt Members Credit Union

TRUST90
TRANSPARENCY89
CLARITY91
CARE92

FINDINGSLicense NCUA-683315. Verification level 3/8. Trust composite 90/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →
TRANSPARENCY REPORTSep 16, 2026

Maple Ridge Lending

TRUST91
TRANSPARENCY91
CLARITY91
CARE89

FINDINGSLicense PROV-ON-88213. Verification level 4/8. Trust composite 91/100. Auto-refreshed by the Company Automation Engine.

RECOMMENDATIONSKeep documents current and respond to consumer reviews to lift the care score.

View Company Profile →

Want the full standards?

Read exactly what the 4-step legitimacy scan checks — license, registration, compliance, and legitimacy — before any badge is assigned.

Verification Standards