§ 08 — Marketplace

Explore Your Options.

Loans, cards, auto, insurance — all explained clearly and matched to your identity.

Savings

High-Yield Savings

Summit Ridge Bank
4%APY
RevolvingTERM
$0 – $500,000AMOUNTS

Midwest savings rates that quietly beat the national banks.

No minimumsAAFHQ VERIFIED
Savings

High-Yield Savings

Gulfstream Bank
4%APY
RevolvingTERM
$0 – $500,000AMOUNTS

Southeast savings with daily interest and zero teaser-window games.

No minimumsAAFHQ VERIFIED
Savings

High-Yield Savings

Prairie Home Bank
4%APY
RevolvingTERM
$0 – $250,000AMOUNTS

Small-bank savings built for small-town money.

No minimumsAAFHQ VERIFIED
Savings

High-Yield Savings

Bluewater Community Bank
4%APY
RevolvingTERM
$0 – $250,000AMOUNTS

Local deposits funding local mortgages — the way it should work.

No minimumsAAFHQ VERIFIED
Savings

High-Yield Savings

Saguaro Bank
4%APY
RevolvingTERM
$0 – $250,000AMOUNTS

Phoenix-verified savings — no mirages, just interest.

No minimumsAAFHQ VERIFIED
Savings

Share Savings

First Harvest Credit Union
4%APY
RevolvingTERM
$25 – $200,000AMOUNTS

Your ownership share — dividends, not marketing, decide the rate.

Membership requiredAAFHQ VERIFIED
Savings

Share Savings

Sunbelt Members Credit Union
4%APY
RevolvingTERM
$25 – $200,000AMOUNTS

Florida sunshine, member dividends.

Membership requiredAAFHQ VERIFIED
Savings

Share Savings

Great Lakes Credit Union
4%APY
RevolvingTERM
$25 – $200,000AMOUNTS

Milwaukee member banking since 1961.

Membership requiredAAFHQ VERIFIED
Savings

Share Savings

Old North Credit Union
4%APY
RevolvingTERM
$25 – $200,000AMOUNTS

Old-school savings, new-school dividends.

Membership requiredAAFHQ VERIFIED
Savings

Share Savings

Rio Bravo Credit Union
4%APY
RevolvingTERM
$25 – $200,000AMOUNTS

Albuquerque's member-owned money home.

Membership requiredAAFHQ VERIFIED
Savings

Share Savings

Evergreen Members Credit Union
4%APY
RevolvingTERM
$25 – $200,000AMOUNTS

Tacoma members sharing the harvest.

Membership requiredAAFHQ VERIFIED
flexible ISA savings

Steady Saver ISA

Crown & Ledger
$5per month
RevolvingTERM
$1 – $50,000AMOUNTS

A flexible cash ISA taxed at exactly nothing, from £1 up.

Withdraw anytime — no loss of interest.AAFHQ VERIFIED
funeral & life cover

Ubuntu Family Cover

Ubuntu Mutual Cover
$5per month
RevolvingTERM
$0 – $50,000COVERAGE

Funeral and life cover with plain-language terms and no medical exam under 65.

Premiums fixed for the first 24 months.AAFHQ VERIFIED
Savings

High-Yield Savings

Continental National Bank
5%APY
RevolvingTERM
$0 – $500,000AMOUNTS

National-rate savings with no minimum balance and no monthly fee.

No minimumsAAFHQ VERIFIED
Auto Loan

Used Auto Loan

First Harvest Credit Union
5%APR from
72 monthsTERM
$5,000 – $50,000AMOUNTS

Member-priced auto lending — pay it off early, keep the difference.

No prepayment penaltyAAFHQ VERIFIED
Auto Loan

Used Auto Loan

Great Lakes Credit Union
5%APR from
72 monthsTERM
$5,000 – $45,000AMOUNTS

Great Lakes member rates on the used car you actually need.

No prepayment penaltyAAFHQ VERIFIED
Auto Loan

Used Auto Loan

Rio Bravo Credit Union
5%APR from
72 monthsTERM
$5,000 – $40,000AMOUNTS

High-desert auto rates — neighbors pricing for neighbors.

No prepayment penaltyAAFHQ VERIFIED
Auto Insurance

Full Coverage Auto

Cardinal Auto & Home
$5per month
RevolvingTERM
$25,000 – $500,000COVERAGE

Auto coverage with liability limits explained before you buy.

Accident forgivenessAAFHQ VERIFIED
Business Insurance

Business Owner's Policy

Shieldstone Business Insurance
$5per month
RevolvingTERM
$50,000 – $2,000,000COVERAGE

BOP coverage matched to your actual business, not a template.

Property + liability bundleAAFHQ VERIFIED
New Auto Loan

New Auto Loan

SwiftRefi Auto
5%APR from
60 monthsTERM
$5,000 – $75,000AMOUNTS

New Auto Loan from SwiftRefi Auto — an AAFHQ-verified auto finance provider.

No prepayment penaltyAAFHQ VERIFIED
personal

Sterling Rate Personal Loan

Albion Finance Co.
$6per month
84 monthsTERM
$1,000 – $25,000AMOUNTS

The representative APR is the headline — because that's what you'll actually pay.

No early settlement fee.AAFHQ VERIFIED
offset home loan

Everyday Offset Home Loan

Southern Cross Money
$6per month
RevolvingTERM
$100,000 – $2,000,000AMOUNTS

Your savings sit against the mortgage and shrink the interest you pay daily.

Offset account included — every idle dollar cuts your interest.AAFHQ VERIFIED
Mortgage

15-Year Fixed Mortgage

Gulfstream Bank
6%APR from
180 monthsTERM
$75,000 – $850,000AMOUNTS

The fast-payoff mortgage — with a payoff schedule you can actually read.

No origination feeAAFHQ VERIFIED
Used Auto Loan

Used Auto Loan

Harbor Auto Finance
6%APR from
66 monthsTERM
$5,000 – $75,000AMOUNTS

Used Auto Loan from Harbor Auto Finance — an AAFHQ-verified auto finance provider.

No prepayment penaltyAAFHQ VERIFIED
auto loan

Low-Rate Car Loan

Outback Auto Finance
$7per month
84 monthsTERM
$5,000 – $75,000AMOUNTS

The comparison rate is the whole story — fees and all.

Comparison rate includes all fees, by law and by policy.AAFHQ VERIFIED
Mortgage

30-Year Fixed Mortgage

Continental National Bank
7%APR from
360 monthsTERM
$100,000 – $1,500,000AMOUNTS

The benchmark mortgage, priced nationally with the fee sheet up front.

No origination feeAAFHQ VERIFIED
Mortgage

30-Year Fixed Mortgage

Summit Ridge Bank
7%APR from
360 monthsTERM
$80,000 – $1,000,000AMOUNTS

Regional pricing, national clarity — every cost disclosed before application.

No origination feeAAFHQ VERIFIED
Mortgage

Community Mortgage

Prairie Home Bank
7%APR from
360 monthsTERM
$60,000 – $650,000AMOUNTS

Local underwriting — the loan committee is a short walk from your house.

No origination feeAAFHQ VERIFIED
Mortgage

30-Year Fixed Mortgage

Bluewater Community Bank
7%APR from
360 monthsTERM
$70,000 – $750,000AMOUNTS

Coastal New England home lending with fixed everything — rate, fees, handshakes.

No origination feeAAFHQ VERIFIED
Mortgage

Home Loan Fixed 30

Saguaro Bank
7%APR from
360 monthsTERM
$65,000 – $600,000AMOUNTS

Southwest home lending with desert-simple paperwork.

No origination feeAAFHQ VERIFIED
Personal Loan

Personal Loan

Homestead Direct Lenders
7%APR from
36 monthsTERM
$1,000 – $50,000AMOUNTS

Personal Loan from Homestead Direct Lenders — an AAFHQ-verified loans provider.

No prepayment penaltyAAFHQ VERIFIED
Auto Refinance

Auto Refinance

RateCut Auto Refi
7%APR from
72 monthsTERM
$5,000 – $75,000AMOUNTS

Auto Refinance from RateCut Auto Refi — an AAFHQ-verified auto finance provider.

No prepayment penaltyAAFHQ VERIFIED
Business Term Loan

Business Term Loan

Keystone SBA Lending
7%APR from
84 monthsTERM
$25,000 – $500,000AMOUNTS

Business Term Loan from Keystone SBA Lending — an AAFHQ-verified business finance provider.

No prepayment penaltyAAFHQ VERIFIED
Debt Consolidation Loan

Debt Consolidation Loan

Northstar Lending Co.
8%APR from
48 monthsTERM
$1,000 – $50,000AMOUNTS

Debt Consolidation Loan from Northstar Lending Co. — an AAFHQ-verified loans provider.

No prepayment penaltyAAFHQ VERIFIED
personal

Maple Flex Personal Loan

Maple Ridge Lending
$9per month
60 monthsTERM
$5,000 – $50,000AMOUNTS

One flat rate for every approved borrower, repayable any time without penalty.

No origination fee. No prepayment penalty.AAFHQ VERIFIED
home loan

SonaJewel Home Loan

SonaJewel Home Finance
$9per month
360 monthsTERM
$500,000 – $20,000,000AMOUNTS

RBI-registered NBFC home lending with fixed rates and DICGC-insured servicing.

Processing fee disclosed up front — nothing after.AAFHQ VERIFIED
Personal Loan

Personal Loan

Sunbelt Members Credit Union
9%APR from
60 monthsTERM
$1,000 – $30,000AMOUNTS

Fair-credit personal lending from a member-owned lender.

No origination feeAAFHQ VERIFIED
Personal Loan

Personal Loan

Evergreen Members Credit Union
9%APR from
60 monthsTERM
$1,000 – $30,000AMOUNTS

Pacific Northwest lending — evergreen terms.

No origination feeAAFHQ VERIFIED
Home Improvement Loan

Home Improvement Loan

Meridian Mortgage Partners
9%APR from
60 monthsTERM
$1,000 – $50,000AMOUNTS

Home Improvement Loan from Meridian Mortgage Partners — an AAFHQ-verified loans provider.

No prepayment penaltyAAFHQ VERIFIED
EV Financing

EV Financing

ClearPath Auto Leasing
9%APR from
84 monthsTERM
$5,000 – $75,000AMOUNTS

EV Financing from ClearPath Auto Leasing — an AAFHQ-verified auto finance provider.

No prepayment penaltyAAFHQ VERIFIED
SBA Loan

SBA Loan

IronClad Equipment Finance
9%APR from
84 monthsTERM
$25,000 – $500,000AMOUNTS

SBA Loan from IronClad Equipment Finance — an AAFHQ-verified business finance provider.

No prepayment penaltyAAFHQ VERIFIED
auto loan

Pearl Auto Loan

Pearl Digital Bank
$10per month
60 monthsTERM
$150,000 – $1,500,000AMOUNTS

BSP-licensed digital bank financing — approval in the app, funds same day.

PDIC-insured bank. No dealer markup.AAFHQ VERIFIED
Personal Loan

Personal Loan

Old North Credit Union
10%APR from
60 monthsTERM
$1,000 – $25,000AMOUNTS

Boston member lending — revolutionary rates, historical honesty.

No origination feeAAFHQ VERIFIED
Mortgage Refinance

Mortgage Refinance

Bridgepoint Loan Group
10%APR from
84 monthsTERM
$1,000 – $50,000AMOUNTS

Mortgage Refinance from Bridgepoint Loan Group — an AAFHQ-verified loans provider.

No prepayment penaltyAAFHQ VERIFIED
Business Line of Credit

Business Line of Credit

Summit Business Capital
10%APR from
RevolvingTERM
$25,000 – $500,000AMOUNTS

Business Line of Credit from Summit Business Capital — an AAFHQ-verified business finance provider.

No prepayment penaltyAAFHQ VERIFIED
Equipment Financing

Equipment Financing

LedgerLine Factoring
12%APR from
84 monthsTERM
$25,000 – $500,000AMOUNTS

Equipment Financing from LedgerLine Factoring — an AAFHQ-verified business finance provider.

No prepayment penaltyAAFHQ VERIFIED
digital credit line

UPI Credit Line

PayStreet Bharat
$16per month
36 monthsTERM
$5,000 – $500,000AMOUNTS

Instant credit you draw from your UPI app — priced in full daylight.

Interest only on what you use.AAFHQ VERIFIED
personal

Karoo Personal Loan

Karoo Money
$16per month
60 monthsTERM
$5,000 – $250,000AMOUNTS

NCR-registered lending with the initiation and monthly fees shown as one total.

NCA-compliant. Total cost quoted before you sign.AAFHQ VERIFIED
Credit Builder Card

Credit Builder Card

Clarity Credit Counseling
16%APR from
RevolvingTERM
$300 – $10,000AMOUNTS

Credit Builder Card from Clarity Credit Counseling — an AAFHQ-verified credit provider.

No annual feeAAFHQ VERIFIED
Cash Rewards Card

Cash Rewards Card

FairScore Advocates
18%APR from
RevolvingTERM
$300 – $10,000AMOUNTS

Cash Rewards Card from FairScore Advocates — an AAFHQ-verified credit provider.

No annual feeAAFHQ VERIFIED
Balance Transfer Card

Balance Transfer Card

CreditRise Builders
21%APR from
RevolvingTERM
$300 – $10,000AMOUNTS

Balance Transfer Card from CreditRise Builders — an AAFHQ-verified credit provider.

No annual feeAAFHQ VERIFIED
Secured Credit Card

Secured Credit Card

MoneyU Academy
23%APR from
RevolvingTERM
$300 – $10,000AMOUNTS

Secured Credit Card from MoneyU Academy — an AAFHQ-verified credit provider.

No annual feeAAFHQ VERIFIED
salary loan

Island Salary Loan

Island Ridge Lending
$24per month
36 monthsTERM
$10,000 – $1,000,000AMOUNTS

Salary-deducted loans from an SEC-registered lender — the certificate is the point.

SEC Certificate of Authority printed on every page.AAFHQ VERIFIED
Life Insurance

30-Year Term Life

Meridian Life Assurance
$24per month
RevolvingTERM
$100,000 – $2,000,000COVERAGE

Term life with the premium printed on page one — for 30 years.

Level premiums, guaranteedAAFHQ VERIFIED
Term Life Insurance

Term Life Insurance

Lifeline Mutual
$29per month
12 monthsTERM
$100,000 – $1,000,000COVERAGE

Term Life Insurance from Lifeline Mutual — an AAFHQ-verified insurance provider.

No hidden ridersAAFHQ VERIFIED
Auto Insurance

Auto Insurance

Atlas Insurance Brokers
$35per month
12 monthsTERM
$100,000 – $1,000,000COVERAGE

Auto Insurance from Atlas Insurance Brokers — an AAFHQ-verified insurance provider.

No hidden ridersAAFHQ VERIFIED
Homeowners Insurance

Homeowners Insurance

Hearth & Home Insurance
$41per month
12 monthsTERM
$100,000 – $1,000,000COVERAGE

Homeowners Insurance from Hearth & Home Insurance — an AAFHQ-verified insurance provider.

No hidden ridersAAFHQ VERIFIED
Renters Insurance

Renters Insurance

Cornerstone Commercial Coverage
$47per month
12 monthsTERM
$100,000 – $1,000,000COVERAGE

Renters Insurance from Cornerstone Commercial Coverage — an AAFHQ-verified insurance provider.

No hidden ridersAAFHQ VERIFIED
home + auto bundle

TrueGuard Home & Auto Bundle

True North Mutual Insurance
$89per month
RevolvingTERM
$0 – $50,000COVERAGE

Home and auto in one plain-language policy — claims handled by humans.

Bundled discount applied at quote.AAFHQ VERIFIED
Home Insurance

Homeowners Preferred

Harborlight Home Insurance
$89per month
RevolvingTERM
$100,000 – $1,000,000COVERAGE

Coastal home coverage that names its exclusions out loud.

Roof replacement includedAAFHQ VERIFIED
Home Insurance

Standard Homeowners

Cardinal Auto & Home
$96per month
RevolvingTERM
$50,000 – $750,000COVERAGE

Home coverage without the 'comprehensive' word salad.

Bundling discountAAFHQ VERIFIED