Public Money, Clearly
The national bridge between consumers and public financial resources — federal education, state protection, and every assistance program in one searchable place.
Federal Resources
Consumer Financial Protection Bureau
The federal consumer finance cop — complaints, rules, and enforcement against banks, lenders, and debt collectors.
Official Site FDICFederal Deposit Insurance Corporation
Insures bank deposits up to $250,000 and publishes the official bank directory.
Official Site FTCFederal Trade Commission — Consumer Advice
Scam alerts, identity theft recovery plans, and the national do-not-call registry.
Official Site SECU.S. Securities and Exchange Commission
Investor education, broker lookups, and market fraud protection via investor.gov.
Official Site SSASocial Security Administration
Benefits, statements, and fraud reporting for Social Security.
Official Site HUDU.S. Department of Housing and Urban Development
Housing counseling, fair housing rights, and FHA loan programs.
Official Site SBAU.S. Small Business Administration
SBA loans, grants, and free business advising for small companies.
Official Site USDA RDUSDA Rural Development
Rural housing loans and community development programs.
Official Site FED EDFederal Reserve Education
Free, official teaching resources on money, banking, and the economy.
Official SitePublic Program Directory
Loans, grants, and assistance your tax dollars already fund — searchable by need.
FHA Loans
Low-down-payment mortgages insured by the federal government — as low as 3.5% down with a 580+ credit score.
VA Home Loans
Zero-down mortgages for veterans, service members, and eligible surviving spouses — no PMI, ever.
USDA Single-Family Housing Loans
Zero-down mortgages and repair loans for homes in eligible rural areas.
SBA 7(a) Loans
The SBA's flagship business loan — up to $5M for working capital, equipment, and real estate.
Pell Grants
Federal grant money for college that never needs to be repaid — up to roughly $7,400 a year.
SNAP Food Assistance
Monthly food benefits for low-income households — apply through your state.
LIHEAP Energy Assistance
Help paying heating and cooling bills — one call to your local office.
Medicaid & CHIP
Free or low-cost health coverage for kids, families, and adults with limited income.
National Flood Insurance Program
Flood coverage that regular homeowners policies never include — required in many zones.
VITA Free Tax Preparation
IRS-certified volunteers prepare your taxes free if you earn under ~$64,000.
State Consumer Protection
Every state runs a consumer protection office through its Attorney General. Find yours and file an official complaint.
Government clarity guides
Public programs translated into plain English — no agency jargon, no spin, written for real people.