The National Safety Network
Scam alerts, company warnings, transparency reports, and a public reporting system — the consumer's early-warning radar for bad actors in money.
National Scam Alerts
Advance-Fee Loan Scam Resurging in the Southeast
HIGH RISKCallers promise 'guaranteed' loans and demand an upfront fee via gift card or wire before any paperwork appears. Real lenders never charge before approval — the fee IS the scam. Hang up and report it here.
Imposter 'Bank Fraud Department' Calls
HIGH RISKScammers spoof your bank's real number, claim fraud on your account, and push you to 'move money to safety.' Banks never ask for codes or transfers. Hang up, call the number on your card.
Fake Credit Repair: Pay-to-Delete Promises
ELEVATEDNobody can legally delete accurate, verified items from your credit report for a fee. If they claim they can, walk away — and check the Credit Counseling category for the real path.
Phony Debt Collector Robocalls
ELEVATEDAggressive collectors demand immediate payment on debts you may not even owe. Ask for written validation — it's your legal right. No validation, no payment.
Government Grant Impersonation on Social
MONITORINGMessages claiming you qualify for a federal grant — for a 'processing fee.' The government never charges for grants or calls to award them. Apply only at official .gov sites listed in our Government hub.
A SAFE badge requires a passed legitimacy scan, an active listing, and a National Trust Score of 80+. Anything less — no badge, no exceptions.
- Bronze — Verified fundamentals — license and registration on record, scan passed.
- Silver — Consistent transparency and clean disclosures across the listing.
- Gold — High clarity, strong customer care, top-tier compliance posture.
- Platinum — The national standard — maximum scores across every trust component.